SCVBank Revises 2009 Third Quarter Financial Results

SANTA PAULA, Calif.–(BUSINESS WIRE)–Santa Clara Valley Bank (SCVBank) (OTCBB:SCVE) today reported revised financial results for the nine months ended September 30, reflecting higher levels of provisioning for loan losses, which increased the net loss for the quarter. After further detailed analysis, and in response to changing economic conditions, SCVBank increased its Allowance for Loan Losses from $1,612,000 to $2,911,000 as of September 30, 2009. SCVBank added $1,298,000 to its third quarte

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SCVBank Revises 2009 Third Quarter Financial Results

What Does My Detailed Dream About My Teeth Being Pulled Out Mean?

Sorry this i so long but really needed to write the whole thing down.
There was a man known to be quite frightening in the area. We were drunk and stumbled on him having a wee late at night in the sea side village me and my friends were staying at (a village I had been having dreams about all night and about the people who lived there, in every other dream I was on my own without people I knew in real life). He started chasing us until we got to the promenade near the beach and I started shouting at the man to leave us alone and the next thing I know I felt a bang on my head (like being hit over the head with a large plate) and I collapsed to the floor. The next thing I knew I was struggling to wake up because I thought I could hear screaming and he was hurting my friends. Eventually I woke up and felt really sore around my mouth. There was a woman there from the village and my boyfriend (my x-boyfriend in real life who I’ve only just broken up with). He looked really worried and the next thing I knew a couple of my teeth came loose and I spit them out. It turns out the man had pulled everyone of my back teeth out and on the top pulled all my teeth up to my front two which he had tried to pull out but had left them. I found out the woman was the local dentist (who looked like my old religious education teacher) and had tried to put all my teeth back in.
Throughout the rest of that day all my teeth which he had pulled gradually fell out even though I was trying to keep them in. After the dentist I left and was walking down the main street, I’d found out my other friends were ok so was quite happy and didn’t really care about my teeth. When I walked down the street I saw the man who had chased us and pulled my teeth. I was so shocked and he shouted at me that he’d warned me to stay away from him and he was laughing, I started hurling abuse at him, when I approached him I began calling the police but saw he was walking towards police officers so shouted them over to stop him. I was explaining everything that had happened to the police man but he told me it was being investigated and that this man had never been arrested, like I had assumed. But then the police man started smiling and I realised that the police man and the man who had been chasing us knew each other and were brothers! The quiet seaside town I had originally come to in my other dreams to escape on my own was full of corrupt policemen. I was really scared. They walked off laughing and I walked off in opposite direction and rang 999 and explained everything to the woman on the phone (as far as I can remember she listened but I didn’t expect anything to come of it because I thought the whole town must be corrupt and everyone knew each other because it was such a small place). I went back to the hotel I had been staying at and sat downstairs in the pub. Everyone was carrying on with their daily stuff and chatting and even though they noticed me they pretended they didn’t and gave me strange looks. My teeth had gradually been falling out throughout the day and when I left the pub I gave up trying to keep the rest in and spat 5 or 6 out in a bloody mess on the floor.
After that a montage like dream began where my mental condition got increasingly worse. I shout at my friends and lose most of them; everyone thinks I’m crazy and wants me to forget about it but there is a woman I knew from previous dreams as the local lawyer who seemed to be on my side and believe me. I keep going back to the seaside town but never see the man again and no longer go to escape but to obsess over what happened to me. The dream slows down and me and my boyfriend have gotten married and have children but I think he only married me for pity and know it’s only a matter of time before he leaves me. I have never gotten my teeth re-done and still have the gaps there. One day in the village I realise that I was banged on the back of the head when I was shouting at the man in my dream, so someone else must have knocked me unconscious. This is when the lady lawyer who had always seemed on my side and straight and narrow suddenly became menacing to me and I concluded she must have done it and it was actually her all along which had pulled my teeth out. I go crazy and am driving out of the police car park and start thinking about death and how it could come at any moment. I see a local lady I knew of but didn’t know personally (she often walked around in the background of my dreams of the town shopping/talking etc and was always on crutches) I see her walk in front of my car and I speed up and run her over. I stop the car and the policemen run out and see it as an accident and tell me she is dead. This is the end of the dream but I have an alternative add on ending where it turns out that the woman had information vital to one of their case’s and was on the way to the police station to tell them when I ran her down. I think it must have been for my case and go crazy and shoot

How To Prevent Cancer – A Detailed Study

Reduce Your Risk

Consider this number: 10 million. That’s how many cases of cancer are diagnosed worldwide each year. Now consider this number: 15 million. That’s how many cases of cancer the World Health Organization estimates will be diagnosed in the year 2020 — a 50 percent increase — if we don’t get our act together.

Most cancers don’t develop overnight or out of nowhere. Cancer is largely predictable, the end result of a decades-long process, but just a few simple changes in your daily life can significantly reduce your risk. Here are 31 great tips.

1. Serve sauerkraut at your next picnic. A Finnish study found that the fermentation process involved in making sauerkraut produces several other cancer-fighting compounds, including ITCs, indoles, and sulforaphane. To reduce the sodium content, rinse canned or jarred sauerkraut before eating. 2. Eat your fill of broccoli, but steam it rather than microwaving it. Broccoli is a cancer-preventing superfood, one you should eat frequently. But take note: A Spanish study found that microwaving broccoli destroys 97 percent of the vegetable’s cancer-protective flavonoids. So steam it, eat it raw as a snack, or add it to soups and salads.

3. Toast some Brazil nuts and sprinkle over your salad. They’re a rich form of selenium, a trace mineral that convinces cancer cells to commit suicide and helps cells repair their DNA. A Harvard study of more than 1,000 men with prostate cancer found those with the highest blood levels of selenium were 48 percent less likely to develop advanced disease over 13 years than men with the lowest levels. And a dramatic five-year study conducted at Cornell University and the University of Arizona showed that 200 micrograms of selenium daily — the amount in two unshelled Brazil nuts — resulted in 63 percent fewer prostate tumors, 58 percent fewer colorectal cancers, 46 percent fewer lung malignancies, and a 39 percent overall decrease in cancer deaths.

4. Pop a calcium supplement with vitamin D. A study out of Dartmouth Medical School suggests that the supplements reduce colon polyps (a risk factor for colon cancer) in people susceptible to the growths. 5. Add garlic to everything you eat. Garlic contains sulfur compounds that may stimulate the immune system’s natural defenses against cancer, and may have the potential to reduce tumor growth. Studies suggest that garlic can reduce the incidence of stomach cancer by as much as a factor of 12! 6. Sauté two cloves of crushed garlic in 2 tablespoons of olive oil. then mix in a can of low-sodium, diced tomatoes. Stir gently until heated and serve over whole wheat pasta. We already mentioned the benefits of garlic. The lycopene in the tomatoes protects against colon, prostate, and bladder cancers; the olive oil helps your body absorb the lycopene; and the fiber-filled pasta reduces your risk of colon cancer. As for the benefits of all of these ingredients together: They taste great!

7. Every week, buy a cantaloupe at the grocery store and cut it up after you put away your groceries. Store it in a container and eat several pieces every morning. Cantaloupe is a great source of carotenoids, plant chemicals shown to significantly reduce the risk of lung cancer.

The Power of Antioxidants

8. Mix half a cup of blueberries into your morning cereal. Blueberries rank number one in terms of their antioxidant power. Antioxidants neutralize free radicals, which are unstable compounds that can damage cells and lead to diseases including cancer.

9. Learn to eat artichokes tonight. Artichokes are a great source of silymarin, an antioxidant that may help prevent skin cancer. To eat these delicious veggies, peel off the tough outer leaves on the bottom, slice the bottom, and cut off the spiky top. Then boil or steam until tender, about 30-45 minutes. Drain. Dip each leaf in a vinaigrette or garlic mayonnaise, then gently tear the fibrous covering off with your front teeth, working your way inward to the tender heart. Once there, gently scoop the bristles from the middle of the heart, dip in a little butter or lemon juice, and enjoy! 10. Coat barbecue food with a thick sauce. Grilling meat can create a variety of cancer-causing chemicals. But researchers from the American Institute for Cancer Research found that coating the meat with a thick marinade and thereby preventing direct contact with the charring flames reduced the amount of such chemicals created. Another tip: Precook your meat in the oven and then throw it on the grill to finish.

11. Every time you go to the bathroom, stop by the kitchen or water cooler for a glass of water. A major study published in The New England Journal of Medicine in 1996 found that men who drank six 8-ounce glasses of water every day slashed their risk of bladder cancer in half. Another study linked the amount of water women drank to their risk of colon cancer, with heavy water drinkers reducing their risk up to 45 percent.

12. Take up a tea habit. The healing powers of green tea have been valued in Asia for thousands of years. In the West, new research reveals that it protects against a variety of cancers as well as heart disease. Some scientists believe that a chemical in green tea called EGCG could be one of the most powerful anticancer compounds ever discovered. 13. Have a beer tonight. Beer protects against the bacterium Helicobacter pylori, known to cause ulcers and possibly linked to stomach cancer. But don’t overdo it. Drinking more than one or two alcoholic drinks a day may increase your risk of mouth, throat, esophageal, liver, and breast cancer. 14. Throw some salmon on the grill tonight. Australian researchers studying Canadians (go figure) found those who ate four or more servings of fish per week were nearly one-third less likely to develop the blood cancers leukemia, myeloma, and non-Hodgkin’s lymphoma. Other studies show a link between eating fatty fish (salmon, mackerel, halibut, sardines, and tuna, as well as shrimp and scallops) with a reduced risk of endometrial cancer in women. Ah, those amazing omega-3s at it again! 15. Take a multivitamin every morning. Many studies suggest getting the ideal levels of vitamins and minerals can improve your immune system function and help prevent a variety of cancers. 16. Get about 15 minutes of sunlight on your skin each day. You’ve heard of the sunshine vitamin, vitamin D haven’t you? Turns out we’ve been so good at heeding advice to slather on sun lotion and avoid the sun’s rays that many of us aren’t getting enough of this valuable nutrient. Researchers find that getting too little vitamin D may increase your risk of multiple cancers, including breast, colon, prostate, ovarian, and stomach, as well as osteoporosis, diabetes, multiple sclerosis, and high blood pressure. The best source? Exposure to UVB rays found in natural and artificial sunlight. About 15 minutes a day ought to do it. Avoid overexposure, of course. That can increase your risk for cancers of the skin. You can also get vitamin D in your calcium supplement if you choose a supplement that contains both. 17. Carry a shot glass in your beach bag. Then fill it with sunscreen and rub it all over your body. A shot glass holds about 1.5 ounces, which is how much sunscreen dermatologists estimate you need to protect yourself from the cancer-causing UV rays of the sun. Repeat every two hours. 18. Cut a kiwifruit in half, then scoop out the flesh with a spoon. Now eat! Kiwi is a little hand grenade of cancer-fighting antioxidants, including vitamin C, vitamin E, lutein, and copper. You can also rub a couple of cut kiwifruit on a low-fat cut of meat as a tenderizer. 19. Use a condom and stick to one partner. The more sexual partners a woman has, the greater her risk of contracting human papillomavirus, or HPV, which causes cervical cancer. Having an unfaithful husband also increases her risk. 20. Cut out high-fat animal protein. A Yale study found that women who ate the most animal protein had a 70 percent higher risk of developing non-Hodgkin’s lymphoma, while those who ate diets high in saturated fat increased their risk 90 percent. So switch to low-fat or nonfat dairy, have poultry or fish instead of beef or pork, and use olive oil instead of butter.

21. Have your partner feed you grapes. They’re great sources of resveratrol, the cancer-protecting compound found in wine, but don’t have the alcohol of wine, which can increase the risk of breast cancer in women. Plus, the closeness such an activity engenders (we hope) strengthens your immune system.

22. Sprinkle scallions over your salad. A diet high in onions may reduce the risk of prostate cancer 50 percent. But the effects are strongest when they’re eaten raw or lightly cooked. So try scallions, Vidalia onions, shallots, or chives for a milder taste. 23. Make a batch of fresh lemonade or limeade. A daily dose of citrus fruits may cut the risk of mouth, throat, and stomach cancers by half, Australian researchers found. Unecessary Chemicals

24. Take a 30-minute walk every evening after dinner. That’s all it takes to reduce your breast cancer risk, according to a study from the Fred Hutchinson Cancer Research Center in Seattle. Turns out that moderate exercise reduces levels of estrogen, a hormone that contributes to breast cancer. When 170 overweight, couch potato women ages 50-75 did some form of moderate exercise for about three hours a week, levels of circulating estrogen dropped significantly after three months. After a year, those who lost at least 2 percent of their body fat had even greater decreases in estrogen. Another study linked four hours a week of walking or hiking with cutting the risk of pancreatic cancer in half. The benefits are probably related to improved insulin metabolism due to the exercise.

25. Buy organic foods. They’re grown without added pesticides or hormones, both of which can cause cellular damage that may eventually lead to cancer.

26. Learn to love dandelions. Using commercial pesticides on your lawn may increase your risk of cancer, since most contain pesticides such as 2,4-D (linked to non-Hodgkin’s lymphoma) and MCPP (associated with soft-tissue cancers). Plus, pesticides used solely on lawns don’t have to go through the same rigorous testing for long-term health effects as those used on food. And, as E/The Environmental Magazine noted in a 2004 article, no federal studies have assessed the safety of lawn-care chemicals in combination, the way most are sold.

27. Buy clothes that don’t need to be dry-cleaned. Many dry cleaners still use a chemical called perc (perchloroethylene), found to cause kidney and liver damage and cancer in animals repeatedly exposed through inhalation. Buying clothes that don’t require dry cleaning, or hand washing them yourself, can reduce your exposure to this chemical. If you must dry-clean your clothes, take them out of the plastic bag and air them outside or in another room before wearing.

28. Choose cucumbers over pickles, fresh salmon over lox. Studies find that smoked and pickled foods contain various carcinogens.

29. Switch from french fries and potato chips to mashed potatoes and pretzels. A potential cancer-causing compound called acrylamide forms as a result of the chemical changes that occur in foods when they’re baked, fried, or roasted. Not surprisingly, many foods with the greatest amounts of acrylamide are also some of the worst-for-you foods, such as french fries, potato chips, and baked sweets. Although the results aren’t final yet, Michael Jacobson, Ph.D., executive director of the Center for Science in the Public Interest, estimates acrylamide causes between 1,000 and 25,000 cancers per year. His agency has petitioned the Food and Drug Administration to set limits on the amount of acrylamide foods can contain. The FDA is studying the issue.

30. Go for a spray-on tan. They’re available in most tanning salons these days and, unlike tanning beds, there’s no evidence that they increase your risk of skin cancer.

31. Call up your bowling pal and hit the lanes. A study from the State University of New York at Stony Brook found that men with high levels of stress and those with less satisfying contacts with friends and family members had higher levels of prostate-specific antigen (PSA) in their blood, a marker for the development of prostate cancer.

Fight Cancer With Anti Aging

Cash Rebate Credit Cards – Benefits and Detailed Descriptions

The cash rebate credit cards are very helpful to the people who make big credit card purchases. The cash rebate rates vary from credit card to credit card. There will be normally 1% cash back on general purchases and 5% on specific purchases. The rebate rates are depending on the type of card the customer chose from. I’ll personally recommend to the people not chose this card, if they couldn’t pay off their credit card balances every month. It’s because, the APR rates are comparatively higher than other credit cards.

There are lots of new credit cards have been introduced in this category. Let see the most recommendable Cash Rebate Credit Cards offers, their benefits and detailed descriptions.

Discover® More Card This card offers 0% Intro APR for Purchases and Balance Transfers for 12 months and 5% Cashback Bonus on purchases in popular categories that change four times a year like home, apparel and more. Provides up to 1% Cashback Bonus on all other purchases automatically. Provides $0 Fraud Liability Guarantee and easiest online account management options. There is no annual fee. The card members can DOUBLE their Cashback Bonus (turn $20 into $40) when they redeem for gift cards or certificates from many of the 70 brand name partners.

Discover® More American Flag CardThis card offers 0% Intro APR for purchases and balance transfers for 12 months and 5% Cashback Bonus on purchases in popular categories that change four times a year like home, apparel and more. Provides up to 1% Cashback Bonus on all other purchases automatically and unlimited cash rewards that never expire. Provides $0 fraud liability guarantee and easiest online account management options. There is no annual fee and the card member can DOUBLE their Cashback Bonus (turn $20 into $40) when they redeem for gift cards or certificates from many of the 70 brand name partners.

BP Visa® Rewards Card This card offers double rebates for two months and 5% rebates on all participating BP location purchases. Provides 2% rebates on all eligible travel and dining purchases and 1% rebates on all other eligible purchases. There are no limit on rebates and the card member can redeem every $25 rebates for: BP Gift Card, cash, donation to the Conservation Fund.

Discover® Student Tropical Beach Card This card offers 0% Intro APR on Purchases for 6 Months and there is no annual fee. Provides $0 fraud liability guarantee and easiest online account management options. Provides 5% Cashback Bonus on purchases in popular categories that change four times a year like home, apparel and more. The card members will earn upto 1% Cashback Bonus on all other purchases automatically.

Discover® Motiva Card This card has its own specific advantages like the card members can Pay-On-Time bonus equal to a full month’s interest each time they make 6 on-time payments in a row– twice a year, every year when they pay on-time every month. Provides 5% to 20% Cashback Bonus at top online retailers through the exclusive online site. The card member will earn up to 1% Cashback Bonus on all other purchases and unlimited cash rewards that never expire as long as the card member use the card. There is no annual fee.

Chase Free Cash RewardsSM Visa® Card The card members earn 1 point for every dollar in purchases and they can choose from a variety of great brand name products. Provides 1,000 Bonus Points with the first purchase and Intro 0% fixed APR for up to 12 months on all purchases and balance transfers. The time period for the introductory APR and the balance transfers to which it will apply will be based on the review of the applicants application and credit history. There is no annual fee. The card members can get their rewards with as few as 2,500 points choose from either a $25 check or a $25 gift card or certificate from leading national merchants for every 2,500 points earned.

Discover® More Wildlife Card This card offers 0% Intro APR for purchases and balance transfers for 12 months and 5% Cashback Bonus on purchases in popular categories that change four times a year like home, apparel and more. The card member will earn up to 1% Cashback bonus on

all other purchases automatically and also eligible for unlimited cash rewards that never expire. Provides $0 Fraud Liability Guarantee.

Chase PerfectCard™ MasterCard® This card is named as STREAMLINE YOUR WALLET. The card member will earn rewards at any gas station to maximize their rebates! This card also provides excellent rebate offers to its members such as, provides 6% rebates on all gas purchases at any gas station for the first 90 days, 3% rebates on all gas purchases at ANY gas station after the first 90 days, and 1% rebates on all other purchases made anywhere. Provides 0% Intro APR and the time period for the introductory APR and the balance transfers to which it will apply will be based on the review of the applicants application and credit history. There is no annual fee.

Discover® Student Card This card offers 0% Intro APR on purchases for 6 Months and there is no annual fee. Provides $0 fraud liability guarantee and easiest online account management options. Provides 5% Cashback Bonus on purchases in popular categories that change four times a year like home, apparel and more and 1% Cashback Bonus on all other purchases automatically. The card members can DOUBLE their Cashback Bonus(turn $20 into $40) when they redeem for gift cards or certificates from many of the 70 brand name partners.

Discover® Student Clear Card This card offers 0% Intro APR on purchases for 6 Months and there is no annual fee. Provides $0 fraud liability guarantee and easiest online account management options. Provides 5% Cashback Bonus on purchases in popular categories that change four times a year like home, apparel and more. Provides up to 1% Cashback Bonus on all other purchases automatically.

Citi® Home Rebate Platinum Select® MasterCard® This card offers full 6% rebate on Utilities, Cable/Satellite TV, Internet Connection, and Telecommunications for 6 Months. This card holders will get a statement credit instead to start saving for their Dream House. Provides full 1% on all other purchases and rebate automatically applied to the card holder’s Mortgage Principal. There are no cap or Limits on the amount of rebates that the card holders can accumulate in a Year.

The Chase Business Cash Rewards Card This card offers its card members to earn up to 5% cash back with unlimited rewards potential and with no merchant or category spending restrictions, the card members can earn points by shopping wherever they want, for whatever they want. Offers 0% APR on purchases and balance transfers for up to 12 months and there is no annual fee. The card members receive quarterly management reports and they can receive additional cards to their employees.

Blue Cash® from American Express: This card offers up to 5% Cash Back with unlimited Cash Rewards and unlimited cash back earnings. Offers 0% Intro APR for 6 months and low balance transfer rate – 4.99% fixed APR for the life of the balance. There is no annual fee.

The Chase Business Rebate Card This card offers 3% cCash back for purchases at restaurants, gas stations, office supply stores, building supply stores, hardware and home improvement stores and 1% cash back on all other purchases. Provides 0% APR for up to 12 Months on purchases and balance transfers. there is no annual fee. The card members can get free additional cards for their employees, free quarterly reports, and other online account management tools to help them keep track of their business expenses.

Money Return Visa® Platinum The card members will get back 10% of their yearly interest charges. Provides 0% Intro APR on purchases and balance transfers for the first 6 billing cycles. There is no annual fee. Provides online banking service and total security protection.

Efectiva™ Visa®: This card member will earn points towards cash back. This card offers 0% (APR) on purchases and balance transfers for the first 6 billing cycles. The card member earn 5 bonus points with the first purchase. Additional advantage is that the card member get bilingual communications and services in English or Spanish. There is no annual fee.

TrueEarningsSM Card from Costco and American Express The card members earn 3% cash back for eating out, 2% for traveling, and 1% everywhere else, including at Costco. There is no annual fee. Provides the flexibility to pay charges in full each month or over time and there is no limit on the cash back earned. The card member can doubles as their Costco Membership Card. The applicant nust be a Costco Member to apply for this card.

Chase Freedom Cash This card offers 05 intro APR and the APR period is for 6 months. There is no annual fee. The card member can Earn 3% cash back for every eligible $1 spent in purchases at Grocery Stores, Stock up on food, household goods and more. Also earn 3% cash back for gas station purchases such as using the card for fuel, repairs, car washes, and other purchases. The same 3% cash back offers also applicable for purchases at Quick Service Restaurants, the rewards add up fast from pizza to hamburgers to tacos – even sandwich shops, coffee houses and more. The card members earn 1% cash back for every $1 spent in purchases everywhere else. The card members get a $50 Check once they have earned $50 in rewards. The card members can save up to $200 in rewards and redeem for $250 cash back.

I Need Detailed Tax Revenue Information For The City Of Long Beach California, Where Can I Find It?

I’m an Architecture student playing sociologist and need the most detailed tax revenue information on the City of long beach CA I can find. The actual city web site doesn’t seem to have the information available and neither the US. Census bureau. Am I missing something?
Any help would be great!